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HSP Basic

Welcome to Health Share Plan Membership for Michigan Residents!

Health Share Plan Options

Is the Affordable Care Act hurting or helping you?  In many cases, ACA will actually make your financial problems worse due to extremely high premiums, high deductibles and even higher out of pocket costs.. These increases are due to insurance plans mandated by the government to provide benefits for services you may never need.  Health Share Plan is a revolutionary physician direct primary care option designed to control the runaway costs of preventative, acute and emergency medical services that you do need. Whether you want to control the out of pocket costs of your new exchange plan or you are foregoing insurance due to cost, Health Share Plan Comprehensive here to bridge the gap.

Health Share Plan for You

The Affordable Care Act has brought significant change to the world of health insurance. Millions of folks just like you are having insurance plans canceled with no other option than to pick a new plan. If your income is low enough, you may qualify for a premium tax credit and/or out of pocket subsidy. However, if you are like the majority of Americans, your income falls between qualifying for financial assistance and not being able to afford the increased premiums and deductibles. Health Share Plan Basic or Comprehensive are two options that can be combined with your ACA qualified plan to help you manage the increased out of pocket expenses by paying a low co-pay instead of the insurance allowable rate.  Another option is to choose to pay the ACA annual tax penalty and utilize Health Share Plan Basic or Comprehensive for your health care needs at tremendous savings over the Time of Service or charge rate.  Which ever option you choose, Health Share Plan is the perfect compliment for those interested in saving valuable health care dollars.

Health Share Plan for Business

Many businesses are struggling with the question of how they are going to comply with the Affordable Care Act mandate to provide qualified health plans to their employees or risk paying a steep penalty. A number of these businesses feel they have no other option than to force employees out on the exchange and just pay the per employee penalty. However, there is another option! An option that can save your business thousands of dollars a year and still provide tremendous health care benefits to your employees. Businesses that choose the ACA compatible "self-funded insurance" can combine Health Share Plan as a physician direct primary care provider, with a high deductible self-funded insurance plan as a wrap around that offers benefits uniquely designed by you for your business and doesn't require all the ACA mandates to be covered. The business wins by meeting the ACA mandate of providing insurance and offering exceptional health care benefits to employees while saving up to 60% over fully insured premiums. E-mail us for more information!.